There are plenty of options, but which is the best for you? That's simple, here's why: 


Solar is a solid investment, and whether you finance your solar system with a loan from your local bank, one of our partners, or simply pay cash, your solar system will pay for itself, giving you the benefit of long-term payoff and profit, simply for switching to solar. And the best thing is that most systems are paid in full within 3-5 years, leaving you with 20-25 years of nearly free electricity! Plus California and Federal tax credits give you more money in your pocket at tax time. For example, if your electric bill is $100/mo., you would be putting more than $95,000 in your pocket over the life of the system! And this is not even taking into account being able to avoid the rising electricity cost that utilities are posing against customers. It's no wonder why more and more people are opting to purchase versus lease their solar system. 

Note: Just as with any loan, your credit score and income is used to determine the interest rate on your loan. The better your credit score and higher your income, the better interest rate you'll receive. As always, the faster you pay off your loan, the less interest you'll pay and the faster you'll start turning a profit from your solar system! 

Smart Tip! Quickly compare the rate of return of your savings account or 401K plan, and you'll see why financially savvy people are electing to pay cash for their solar systems. 


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If you wisely shelter your income from Federal taxes and cannot take the Federal tax credits for yourself, then the best option for you is to partner up with a lease partner that can use (or share) your Federal tax credits. You are still the homeowner (or building owner), however, you will not own the system unless you opt a buyout after all Federal tax credits have been issued. 

Note: You will pay no money up front, but as the homeowner, you will not own the solar system that is on your own roof. And, if you were to sell your home, a leased system will not positively  contribute to the assessed value of the home. This is a big disadvantage since leasing is like having a lean on your home. For instance, if a homeowner wants to sell their home and move, the new buyer must accept and sign into the lease in order for your home to be sold. Many people don't want to be held hostage by their leasing company. This is another reason why more people are opting to purchase their solar system. 

California's FIRST Financing (BEST IF YOU HAVE BAD CREDIT)

Property Accessed Clean Energy (PACE) is a financing option for home or business that does not require income or credit. The cost of the solar system is integrated directly into the property taxes, making it a simple option to switch to solar right away. Bright Future can help you every step of the way so that it's fast, easy and simple!